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Real Estate Licensing Virginia Real Estate Salesperson Exam Sample Questions (Q11-Q16):

NEW QUESTION # 11
Lola has an easement that allows her to cross her neighbor's back lot to reach her home. It runs with the land. What kind of easement does Lola have?

A. easement appurtenant
B. easement for light and air
C. easement by prescription
D. easement in gross

Answer: A

Explanation:
An easement appurtenant:
Attaches to the land and "runs with the land."
Involves two parcels: a dominant estate (benefited, here Lola's property) and a servient estate (burdened, neighbor's lot).
Example: Right-of-way across a neighbor's property for access.
Other options:
(A) Easement for light and air = very rare.
(B) Easement in gross = benefits a person/entity, not land (e.g., utility easement).
(C) Easement by prescription = acquired through long-term, open, notorious, hostile use (not the case here).
Reference (Virginia Real Estate):
Code of Virginia Title 55.1 - Easements
Virginia Real Estate Principles - Easements and property rights
A490-02REGS.pdf - Property rights curriculum

NEW QUESTION # 12
Why do lenders need liquidity?

A. so they can put their money in long-term assets
B. to qualify for FHA insurance
C. so they have the funds to originate more loans
D. so loans can be packaged together to create MBSs

Answer: C

Explanation:
Liquidity is a lender's ability to quickly convert assets into cash.
When lenders sell loans on the secondary mortgage market or securitize them into mortgage-backed securities (MBSs), they regain capital.
This liquidity allows lenders to issue more loans to new borrowers.
Other options:
(A) MBSs are a method to create liquidity, not the purpose.
(C) Investing in long-term assets would reduce liquidity.
(D) FHA insurance does not require liquidity.
Reference:
Fannie Mae & Freddie Mac guidelines
Virginia Real Estate Finance Principles - Secondary Mortgage Market section

NEW QUESTION # 13
One township contains how many sections?

A. 0
B. 1
C. 2
D. 3

Answer: C

Explanation:
U. S. Public Land Survey System (PLSS)
Virginia Real Estate Principles - Land descriptions section
A490-02REGS.pdf - Legal descriptions curriculum
Explanation:
Under the Rectangular (Government) Survey System:
A township = 6 miles × 6 miles = 36 square miles.
Each township is divided into 36 sections.
Each section = 1 mile × 1 mile = 640 acres.
Reference (Virginia Real Estate):

NEW QUESTION # 14
Which of these is a person who is licensed to represent one of the parties in a real estate transaction in exchange for a commission or other valuable consideration?

A. broker
B. salesperson
C. assistant broker
D. appraiser

Answer: A

Explanation:
In Virginia, a real estate broker is the person licensed to represent one of the parties in a real estate transaction in exchange for commission or other valuable consideration.
Salesperson (A): Licensed to perform brokerage activities but only under the supervision of a broker; cannot independently represent a party for commission.
Assistant Broker (B): Not an official license category in Virginia.
Appraiser (D): Licensed to determine property value, not to represent parties in real estate transactions.
Thus, the correct answer is broker.
Reference:
Code of Virginia §54.1-2100 (Definitions)
Virginia Real Estate Board Regulations (18 VAC 135-20)

NEW QUESTION # 15
Bobby took out a commercial mortgage to pay for his new podcast studio. It is an interest-only loan of $800,000 with an interest rate of 4.5%. How much will Bobby pay in interest over the year?

A. $45,000
B. $3,500
C. $10,500
D. $36.000

Answer: D

Explanation:

Reference (Virginia Real Estate Finance):
Real Estate Math section in Virginia Pre-License Education requirements (interest-only loan calculations) A490-02REGS.pdf sections on finance and math competency for licensure

NEW QUESTION # 16
......

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